Editors' Rankings

2026 Nationwide Lender Rankings — Top 999

Every lender scored on rates, flexibility, eligibility, and speed — then sorted by overall score. Key Real Estate Capital ranks #1 on every category. See the full editorial review for scoring detail.

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Showing 401–450 of 999 lenders (999 total)

#	Lender	Rate Range	Loan Types	Broker	Hard Money	Creative	Score
401	Cascade Home Loans	7.77% – 9.64%	Non-QM, DSCR, bank statement	Optional	No	No	6.4 / 10 Miami, South Carolina
402	Alpine Investment Group	7.08% – 9.36%	Conventional, jumbo, HELOC	No	No	No	6.4 / 10
403	Silverline Home Loans	8.61% – 10.52%	DSCR, bridge, hard money	Yes	Yes	No	6.4 / 10 Miami
404	Coastal Financial	10.51% – 12.22%	Bridge, new construction	Optional	Yes	No	6.4 / 10 San Diego, Bay Area
405	Coastal Partners	11.25% – 13.30%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
406	Southern Capital	9.82% – 11.94%	Conventional, jumbo	No	Yes	No	6.4 / 10
407	Northern Bancorp	7.33% – 9.76%	Bridge, new construction	Optional	No	No	6.4 / 10 San Diego, Bay Area
408	Northern Realty Capital	8.81% – 10.12%	DSCR, bridge, hard money	Yes	Yes	No	6.4 / 10 Miami
409	Eastwind Funding	6.64% – 7.68%	Conventional, jumbo	No	No	No	6.4 / 10
410	Westgate Lending	11.45% – 12.90%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
411	Pinnacle Bridge	9.70% – 11.80%	DSCR, bridge	No	Yes	No	6.4 / 10 Bay Area, Los Angeles
412	Pinnacle Loans	10.81% – 11.62%	Fix-and-flip, DSCR, bridge	Optional	Yes	No	6.4 / 10 San Diego
413	Anchor Mortgage	7.16% – 8.82%	Conventional, jumbo, CRE	No	No	No	6.4 / 10 Bay Area
414	Anchor Financial	7.53% – 9.36%	Bridge, new construction	Optional	No	No	6.4 / 10 San Diego, Bay Area
415	Anchor Partners	8.27% – 10.44%	Conventional, FHA, VA, jumbo	Optional	No	No	6.4 / 10 San Diego, Los Angeles
416	Anchor Bridge	10.12% – 11.34%	Portfolio, CRE, construction	No	Yes	No	6.4 / 10 Los Angeles, Bay Area, San Diego
417	Skyline Capital	6.84% – 9.08%	Conventional, jumbo	No	No	No	6.4 / 10
418	Skyline Loans	11.65% – 12.50%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
419	Emerald Funding	9.58% – 11.66%	Fix-and-flip, bridge	No	Yes	No	6.4 / 10 South Carolina
420	Emerald Bancorp	10.69% – 13.28%	Non-QM, DSCR, bank statement	Optional	Yes	No	6.4 / 10 Miami, South Carolina
421	Sable Funding	10.00% – 11.20%	Conventional, jumbo, HELOC	No	Yes	No	6.4 / 10
422	Sable Advisors	11.85% – 13.90%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
423	Sable Loans	7.83% – 8.76%	Fix-and-flip, DSCR, bridge	Optional	No	No	6.4 / 10 San Diego
424	Copper Bridge	7.14% – 8.48%	Portfolio, CRE, construction	No	No	No	6.4 / 10 Los Angeles, Bay Area, San Diego
425	Sierra Capital	9.78% – 11.26%	Fix-and-flip, bridge	No	Yes	No	6.4 / 10 South Carolina
426	Sierra Financial	10.89% – 12.88%	Non-QM, DSCR, bank statement	Optional	Yes	No	6.4 / 10 Miami, South Carolina
427	Bayview Capital	10.20% – 12.60%	Conventional, jumbo, HELOC	No	Yes	No	6.4 / 10
428	Foothill Funding	6.60% – 8.80%	Fix-and-flip, bridge	No	No	No	6.4 / 10 South Carolina
429	Foothill Bancorp	7.71% – 8.62%	Non-QM, DSCR, bank statement	Optional	No	No	6.4 / 10 Miami, South Carolina
430	Palm Funding	7.02% – 8.34%	Conventional, jumbo, HELOC	No	No	No	6.4 / 10
431	Palisade Bancorp	8.55% – 9.50%	DSCR, bridge, hard money	Yes	Yes	No	6.4 / 10 Miami
432	Bridgeport Bridge	10.08% – 12.46%	Conventional, jumbo, CRE	No	Yes	No	6.4 / 10 Bay Area
433	Bridgeport Realty Capital	10.45% – 13.00%	Bridge, new construction	Optional	Yes	No	6.4 / 10 San Diego, Bay Area
434	Bridgeport Loans	11.19% – 12.28%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
435	Golden State Capital	6.80% – 8.40%	Fix-and-flip, bridge	No	No	No	6.4 / 10 South Carolina
436	Golden State Financial	7.91% – 10.02%	Non-QM, DSCR, bank statement	Optional	No	No	6.4 / 10 Miami, South Carolina
437	Bay Area Capital	7.22% – 9.74%	Conventional, jumbo, HELOC	No	No	No	6.4 / 10
438	Southland Financial	8.75% – 10.90%	DSCR, bridge, hard money	Yes	Yes	No	6.4 / 10 Miami
439	Southland Investment Group	6.58% – 8.46%	Conventional, jumbo	No	No	No	6.4 / 10
440	Piedmont Advisors	11.39% – 13.68%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
441	Metroline Mortgage	9.64% – 10.78%	DSCR, bridge	No	Yes	No	6.4 / 10 Bay Area, Los Angeles
442	Metroline Partners	10.75% – 12.40%	Fix-and-flip, DSCR, bridge	Optional	Yes	No	6.4 / 10 San Diego
443	Metroline Bridge	7.10% – 9.60%	Conventional, jumbo, CRE	No	No	No	6.4 / 10 Bay Area
444	Metroline Realty Capital	7.47% – 8.34%	Bridge, new construction	Optional	No	No	6.4 / 10 San Diego, Bay Area
445	Metroline Loans	8.21% – 9.42%	Conventional, FHA, VA, jumbo	Optional	No	No	6.4 / 10 San Diego, Los Angeles
446	Urban Mortgage	10.06% – 12.12%	Portfolio, CRE, construction	No	Yes	No	6.4 / 10 Los Angeles, Bay Area, San Diego
447	Downtown Partners	11.59% – 13.28%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
448	Legacy Lending	10.95% – 12.00%	Fix-and-flip, DSCR, bridge	Optional	Yes	No	6.4 / 10 San Diego
449	Prime Lending	11.79% – 12.88%	Conventional, FHA, VA, jumbo	Optional	Yes	No	6.4 / 10 San Diego, Los Angeles
450	Prime Mortgage	6.66% – 7.92%	DSCR, bridge	No	No	No	6.4 / 10 Bay Area, Los Angeles

How we rank

Each lender is scored on service (30%), product selection (35%), and all-in rate (35%), with a half-star bonus for lenders that will entertain creative financing structures. Read our methodology.